One platform for AP + AR.
Built for growth.
Paymind AI unifies payables and receivables on a single ledger — chasing late invoices, approving vendor bills, and forecasting cash on one screen. Built for finance teams at $10M–$100M companies who are done being the human middleware between two tools.
- Freelancers
- Marketing & creative agencies
- Construction contractors
- Professional services
- Healthcare practices
Get started with Paymind AI
Tell us a bit about your finance workflow — we'll get back within 24 hours and walk you through an async rollout of AP + AR on one ledger.
Be first in line for the launch
Drop your work email and we'll send early-access invites as we open each cohort. No marketing list — just one launch update.
AP and AR — one platform, one ledger
From the first vendor bill to the last paid invoice — Paymind AI handles both sides of the ledger so finance teams stop being the human middleware between two tools.
Escalating email, SMS, and AI voice agent outreach — working 24/7 so no AR balance ever slips through the cracks.
AI scores at-risk receivables so your team focuses on the invoices most likely to pay — improving recovery rates week over week.
Reach customers where they respond — AI voice agents handle phone follow-ups while email and SMS keep pressure on throughout the cycle.
Flags payment disputes automatically for fast human escalation — protecting customer relationships while staying on top of collections.
Capture vendor details, tax IDs, payment terms, and banking info in a structured flow — so AP starts clean and reconcile-ready from day one.
Ingest vendor bills from email or upload, route through a tunable approval workflow, and queue them for payment — no email threads, no missed approvers.
Batch payable runs by due date, treasury balance, or vendor tier — so cash-out is predictable instead of a last-week scramble.
Match incoming payments against open invoices AND outgoing payments against vendor bills — one ledger, no manual stitching.
Combine incoming receivables and outgoing payables on one timeline — so leadership sees net cash position, not two partial views.
Real-time dashboards surface what is coming in, what is going out, and what is overdue — so finance teams close the month with the full picture.
AI matches incoming payments against the open invoice ledger as transactions clear — so AR close happens continuously, not just at month-end.
Every approval, payment, and override logged on a tamper-evident trail — write the audit once, on one ledger, instead of stitching two tools together.
Up and running in days, not months
No complex setup. No change management. Paymind AI integrates with the tools you already use and starts working on both AP and AR within a week.
Connect AP and AR sources
Link your accounting software, CRM, bank, vendor onboarding forms, and receivable inbox. Paymind AI ingests both sides of the ledger from day one.
Ingest payables + receivables
Vendor bills land through email or upload, route through a tunable approval workflow, and queue for payment. New invoices arrive in a single AR ledger alongside them.
AI scores and prioritizes
Predictive analytics evaluate each invoice on both sides — at-risk receivables get escalated, vendor bills get routed to the right approver at the right time.
Automated multi-channel outreach
For AR, Paymind AI sends escalating email and SMS reminders, then transitions to AI voice agents. For AP, batches run by due date, treasury balance, or vendor tier.
Two-sided reconciliation
Incoming payments match against open invoices and outgoing payments match against vendor bills. Leadership sees net cash position on one dashboard.
Trusted by growth-stage teams
Paymind AI is in private beta with finance teams at agencies, contractors, professional services firms, and healthcare practices closing their books faster on one ledger.
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Customer logos coming soon — names reserved by signed design partners.
From the blog
Why your finance team needs unified AP + AR instead of two separate tools
Splitting payables from receivables feels reasonable at first — until reconciliation eats 5–10 controller hours a week and aging reports stop agreeing with each other.
Why Paymind AI
Integrated AP + AR in one platform
Competitors give $10M–$100M teams two tools and a spreadsheet. Paymind AI unifies payables and receivables on a single ledger — so cash-flow forecasts reflect both sides without reconciliation glue, and finance teams stop being the human middleware between AR and AP apps.
AP + AR
One ledger, one source of truth.
Segment
Built for $10M–$100M, not enterprise.
Price
Accessible pricing for finance teams under 50.